If the 2026 redesign of the Debt Free app left you looking for a new payoff tracker, this page says plainly what Snowballer does, what it does not, and how long moving takes.
In late February and early March 2026, after an update to Debt Free – Pay Off Debt Faster (versions 6.0 to 6.2), a run of App Store reviews said saved debts and payment history were missing after updating. Others said the new layout made logging a payment harder and that the custom payoff order was gone.
We read the 71 most recent public US reviews written since January 2026. More than half mention lost or missing data. We do not know how many people were affected, and the app has been updated since, so check its current version before deciding. Reviews read October 11, 2026.
| What you want | Snowballer |
|---|---|
| Data that survives an update | Your debts and payments are saved to your account, not only on the phone. Sign in on a new phone and they are there. |
| Payments you can see at a glance | You log a payment from the Payoff tab, and this month's payments are listed on the same screen. Every debt has its own progress bar. |
| Choosing which debt goes first | Snowball (smallest balance) and avalanche (highest rate) are free. A custom order is part of Snowballer Plus. |
| One simple screen | Your debt-free month at the top, your debts underneath in the order to pay them. |
| A fair price | The payoff plan, your debt-free month, what-if math and reminders are free, with no ads. Plus is $4.99 a month or $39.99 a year and adds bank sync, custom order and export. |
Put your balances into the calculator first if you would rather check the math before installing. The app is here:
Download on theApp StoreSnowballer is made by Snowballer LLC and is not affiliated with Debt Free or its developer. The app's name is used only to identify it. Everything about Snowballer's pricing and privacy is on the fact sheet.